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Based on VA’s COE application process at VA.gov and loan-guaranty eligibility rules in 38 CFR Part 36. This page is a free community resource. We are not VA-accredited and do not file claims or provide legal advice (per 38 U.S.C. § 5904).
Last reviewed: April 2026 · Next review: October 2026
Maintained by: Veterans Benefits Navigator editorial team. Every citation links to a primary federal or state source. See editorial standards and our privacy posture.
Primary sources: VA.gov: How to request a COE, 38 CFR § 36.4302 (Computation of guaranty), 38 CFR Part 36 (Loan Guaranty)
Estimate whether you may be eligible for a VA home loan Certificate of Eligibility based on your service history and discharge statusVA.gov COE application†. Entitlement is governed by 38 CFR § 36.430238 CFR § 36.4302†.